Insolvency and bankruptcy records, by jurisdiction.
A curated guide to authoritative personal and corporate insolvency registers across major commercial-law jurisdictions. Insolvency-record checks are a standard step in counterparty diligence, asset tracing, and credit work.
How insolvency records work
Insolvency records sit in jurisdiction-specific registers. Some registers are public and free; others charge per search; some are limited to current cases only and remove historical entries after discharge. A few generalisations help orient research:
- Personal vs corporate — most jurisdictions maintain separate registers for personal bankruptcies and corporate insolvencies.
- Live vs historical — some registers only show current cases (UK Individual Insolvency Register removes after three months); others maintain a complete historical record (Australian NPII).
- Voluntary arrangements — debt agreements, IVAs, schemes of arrangement, and Companies’ Creditors Arrangement (Canada) often appear on the insolvency register even though they are not strictly bankruptcy.
- Cross-border — insolvency proceedings under the UNCITRAL Model Law (recognised in Australia, US, UK, Canada, and many others) can produce parallel proceedings in multiple jurisdictions; each must be checked separately.
- Restructuring vs liquidation — registers may treat restructuring proceedings (Chapter 11 in the US, Administration in the UK, Voluntary Administration in Australia) differently from terminal liquidations.
Australia
National Personal Insolvency Index (NPII)
Type: Personal insolvency register. · Maintained by: Australian Financial Security Authority.
Cost / access: Paid search (per-search fee). Registration required.
Useful for: Current and historical personal bankruptcies, debt agreements, personal insolvency agreements, and Part X arrangements. See full entry on Australia page.
Limitations: Personal insolvencies only. Corporate insolvencies are with ASIC.
Official link: www.afsa.gov.au/online-services/national-personal-insolvency-index-npii · Last reviewed: 2026-05-24.
ASIC — Insolvency Notices and Published Notices
Type: Corporate insolvency notices. · Maintained by: Australian Securities and Investments Commission.
Cost / access: Free public search.
Useful for: Statutory insolvency notices, external administration appointments, deeds of company arrangement, and liquidator appointments under the Corporations Act.
Limitations: Australian corporate insolvencies only.
Official link: insolvencynotices.asic.gov.au · Last reviewed: 2026-05-24.
United States
PACER — Bankruptcy Court Records
Type: Federal bankruptcy-court records. · Maintained by: Administrative Office of the US Courts.
Cost / access: Free registration; per-page fee.
Useful for: All US federal bankruptcy filings — Chapter 7 liquidations, Chapter 11 reorganisations, Chapter 13 individual debt adjustments, Chapter 15 cross-border recognitions, and Chapter 9 municipal bankruptcies. See full entry on United States page.
Limitations: Federal bankruptcy court records only.
Official link: pacer.uscourts.gov · Last reviewed: 2026-05-24.
United Kingdom
Individual Insolvency Register
Type: UK personal insolvency register. · Maintained by: UK Insolvency Service.
Cost / access: Free.
Useful for: Current personal bankruptcies, debt relief orders, and IVAs in England, Wales, and Northern Ireland. See full entry on UK page.
Limitations: Current cases only; historical records removed three months after discharge or annulment.
Official link: www.insolvencydirect.bis.gov.uk/eiir · Last reviewed: 2026-05-24.
UK Insolvency Service — Companies House Disqualified Directors
Type: Disqualified-directors register. · Maintained by: UK Insolvency Service.
Cost / access: Free.
Useful for: Persons disqualified from acting as company directors in the UK under the Company Directors Disqualification Act 1986.
Limitations: UK disqualifications only.
Official link: www.gov.uk/government/organisations/insolvency-service · Last reviewed: 2026-05-24.
Accountant in Bankruptcy (Scotland)
Type: Scottish insolvency register. · Maintained by: Accountant in Bankruptcy.
Cost / access: Free public search.
Useful for: Scottish sequestrations and Protected Trust Deeds. See full entry on Scotland page.
Limitations: Scotland only.
Official link: www.aib.gov.uk · Last reviewed: 2026-05-24.
Canada
Insolvency Name Search — Office of the Superintendent of Bankruptcy
Type: Federal bankruptcy and insolvency register. · Maintained by: Office of the Superintendent of Bankruptcy Canada.
Cost / access: Per-search fee.
Useful for: Personal bankruptcies, proposals, and corporate bankruptcies under the federal Bankruptcy and Insolvency Act. See full entry on Canada page.
Limitations: Federal BIA proceedings only. CCAA proceedings sit in court records.
Official link: www.ic.gc.ca/app/scr/insolvencyrecords-osb · Last reviewed: 2026-05-24.
European Union
European e-Justice — Insolvency Registers
Type: Federated EU insolvency registers. · Maintained by: European Commission.
Cost / access: Search interface free; documents vary by member state.
Useful for: Federated discovery interface for insolvency registers across EU member states. Each member-state register remains the authoritative source.
Limitations: Federation across registers; coverage and depth vary by member state.
Official link: e-justice.europa.eu/447/EN/insolvency_bankruptcy_registers__search_for_insolvent_debtors_in_the_eu · Last reviewed: 2026-05-24.
What’s coming in Phase 3
New Zealand — Insolvency and Trustee Service register; Singapore — Bankruptcy register and corporate insolvency notices; Hong Kong — Official Receiver’s Office; UAE federal insolvency framework; offshore financial centres (Cayman, BVI, Bermuda) — what is and is not publicly accessible; UNCITRAL Model Law cross-border-recognition tracking; Insolvency Practitioners’ Association published guidance.
Disclaimer
General information only. This directory is provided for general information and professional research purposes only. It is not legal advice, financial advice, or due-diligence advice. Information found through any third-party source is not verified by Transglobal Intel Net.
Third-party sources. Transglobal Intel Net does not control, certify, or guarantee the accuracy, currency, or completeness of any source listed. Links are provided as starting points. Each source is maintained independently by its respective authority.
Access conditions. Some sources require payment, registration, lawful-purpose attestation, or local professional access. Users are responsible for compliance with each source’s terms of use and with applicable law.
Not a Transglobal service. Listing a source in this directory does not constitute an endorsement, a recommendation, or a Transglobal service. The directory is a reference index, not an investigative product.
Lawful use only. Users must have a lawful basis for any search undertaken. Users are responsible for compliance with privacy law, data-protection law, anti-stalking law, and any other applicable framework in their jurisdiction.
Reservation. Transglobal Intel Net may add, remove, or modify entries without notice. Outdated entries are reviewed quarterly and updated as resources change.
Last reviewed: 2026-05-24.